Simply Beautiful Living
$0 Deposit and we’re doubling your First Home Owner Grant, but only exclusive to Park Hill Toowoomba!
Welcome to Park Hill Toowoomba, a unique blend of contemporary living, centred on an amazing Nature Park in the heart of one of Australia’s most dynamic and growing regions.
Discover space, exclusivity and a relaxed way of life with fresh air and mature trees, in a quiet, well located residential community with beautiful green streetscapes.
Come home to Park Hill Toowoomba. Take this wonderful opportunity to establish the family lifestyle of your dreams.
We’ll guide you through the finance, construction and handover until you move in. Focus on your new home, while we handle the tedious stuff.
So, are you qualified?
*If you do not satisfy all of these requirements, we might still be able to custom a solution for you!
Start your journey to home
ownership with us and achieve
your long term goals. We know
your journey might not end with
just one home.
Everything about Park Hill Toowoomba makes sense. Set only minutes from the heart of Toowoomba, one of Queensland’s largest regional centres, Park Hill Toowoomba will grow and flourish with the region’s strong and diverse economy. Toowoomba’s major enterprises include manufacturing, retail, health and community services, agriculture and tourism.
130km west of Brisbane on the Great Dividing Range, Toowoomba is considered the gateway to the Darling Downs agriculture region and the Surat Basin mining precinct. With a population of approximately 162,000, Toowoomba is the largest inland city in Queensland with projected growth to 244,000 by 2031.
We’re busting myths about first home ownership that you might
hear on your property journey.
You may have heard that you need at least a 20% deposit to enter the property market – plus fees. For a $450,000 home, this would mean you need nearly $100,000 in a bank account before you can purchase.
This is not true. It is often advised by some ‘experts’ simply so you avoid mortgage insurance, payable if you don’t have the 20% deposit. Mortgage insurance on a $450,000 home purchase with a minimal deposit usually ranges from $7,000 to $14,000. So, instead of aiming to save a potentially unattainable amount of $100,000 for a 20% deposit over many years – while property prices continue to climb – this amount is simply added to your mortgage.
The Global Financial Crisis was nearly 10 years ago, and the Australian property market was able to withstand that event. The property market in Australia is completely different to that of many other countries. Australia has a growing population from immigration, and the price of properties is driven by many factors including the demand.
With an average annual growth of over 8% for the last 40 years, property still makes for a sound investment.
From time to time, an ‘expert’ will make the claim that renting and investing your savings can be more financially beneficial than owning your own home. This may be true in some very rare cases, but it would require you to have a carefully managed financial plan that you researched, implemented and stuck to when you were young.
Many young Australians do not possess the financial skills to manage this, and would likely end up a lot worse if they followed this advice. Owning your own home has many financial benefits, like being exempt from capital gains tax. More importantly, it offers security and a strong financial base for you to build wealth upon.
It is crucial that you obtain professional advice when you buy your new home, so you understand the costs relating to the purchase and owning the home before completing the sale.
Register your details below to find out how you can take advantage of our $0 Deposit and Double the First Home Owner Grant offer!
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